upon the insureds death, the insurer needs acceptable proof of death before it pays the claim. the normal minimum proof needed could be a death certificate, and also the insurers claim kind completed, signed ( and generally notarized ). when the insureds death is suspicious and also the policy quantity is massive, the insurer could investigate the circumstances surrounding the death before deciding whether or not it really has an obligation to repay the claim.
payment direct from policy might be currently being a lump sum or an annuity, that's paid in regular installments for either a specified amount or for your own beneficiarys lifetime.
